Experience Financial Success with SME Smart Credit:
Low Rates, High Approvals & Flexible Terms

Loan up to RM500K

We can help you

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Why Us?

Competitive Interest Rates

Enjoy the advantage of our low interest rates, allowing you to save more and maximize your financial potential.

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High Approval Rate

Benefit from our impressive approval rate, giving you greater confidence in securing the funding you need.

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Flexible Payment Terms

We understand the importance of flexibility, offering customizable payment terms 1- 84 months, that fit your unique financial circumstances.

Extensive Loan Options

Whether you require a business loan, personal loan, or short-term loan, our diverse range of loan solutions caters to your specific needs.

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Fast Release Cash

Apply today, approve today, get cash in 24 hours

Generous Loan Amounts

Unlock the potential of your aspirations with high loan amounts of up to RM500K, empowering you to accomplish your business and personal goals.

Document Requirement

Business Loan

  • SSM at least valid for 3 months
  • Company statement x 3 months 
  • Malaysia citizen

Personal Loan

  • Payslip x 3 months
  • Bank statement x 3 months
  • 1x copy of IC
  • Malaysia citizen

Payment Terms

  • Minimum term of repayment: 6 months.
    Maximum repayment period: 84 months.
    *Payment period is negotiable.
    Max. Annual Percentage Rate (APR) is

    8%

    For more information on the current rate please contact us.
    There are no hidden costs or fees.

Welcome to SME Smart Credit, your local financial partner based in the heart of Kuala Lumpur. With a deep understanding of the unique challenges and opportunities faced by businesses and individuals in our vibrant city, we are committed to providing personalized loan solutions that meet your specific needs.

At SME Smart Credit, we believe in building lasting relationships with our clients. Our dedicated team of financial experts takes the time to listen and understand your goals, offering guidance and support throughout your financial journey. Whether you’re a small business looking to expand or an individual in need of quick funds, we are here to help you navigate the complexities of borrowing with ease.

With our local expertise, competitive interest rates, and flexible payment options, we strive to empower you to achieve your dreams. Experience a personalized and humanized approach to lending with SME Smart Credit and let us be your trusted partner in financial success.

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Type of Loans

We offer various types of loans.

Business Loan

Maximize your business’s potential with our unbeatable 8% interest rate on business loans. Benefit from affordable financing to accelerate growth, seize new opportunities, and manage expenses effortlessly. Don’t let high interest rates hold you back – partner with us for the financial boost your business needs.

Personal Loan

Our personal loans provide an effective way to achieve your goals. Featuring a competitive 8% interest rate and a high approval rate, we offer a dependable solution for funding your aspirations. Take control of your financial future and bring your plans to life with our trusted personal loan options.

Repayment Schedule

For reference purposes, the actual rate reflects based on the customer’s profile.

Total Loan 6 Months 12 Months 24 Months 36 Months 48 Months 60 Months 72 Months 84 Months
RM1000
RM180
RM90
RM48.33
RM34.44
RM27.50
RM23.33
RM20.55
RM18.57
RM2000
RM360
RM180
RM96.66
RM68.88
RM55
RM46.66
RM41.1
RM37.14
RM4000
RM720
RM360
RM193.32
RM137.76
RM110
RM93.32
RM82.2
RM74.28
RM5000
RM900
RM450
RM241.67
RM172.22
RM137.5
RM116.67
RM102.78
RM92.85
RM10000
RM1800
RM900
RM483.34
RM344.44
RM275
RM233.34
RM205.56
RM185.7
RM20000
RM3600
RM1800
RM966.6
RM688.8
RM550
RM466.6
RM411
RM371.4
RM40000
RM7200
RM3600
RM1933.2
RM1377.6
RM1100
RM933.2
RM822
RM732.8

Office Location

Encorp Pusat Perdagangan, 85F, Jalan PJU 5/21, The Strand, Kota Damansara, 47810, Selangor

Operation Hour

Mon – Sat : 9.00am – 6.00pm

Contact Us:

smesmartcredit2023@gmail.com

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